Terms and Conditions

1. Introduction and acceptance

These Terms and Conditions govern the access and use of the real estate crowdlending digital platform operated by Nolovex S.A. (CUIT: 30-71856924-3), with registered address at Av. del Libertador 6250, Floor 8, C1428ARS, City of Buenos Aires, Argentina.

By accessing and using this platform, you fully accept these Terms and Conditions. If you do not agree with any of its provisions, we request that you do not use our services.

2. Definitions

"Platform": the website nolovex.com and all its associated functionalities. "User": any person who accesses or uses the Platform. "Investor": a user who participates in crowdlending projects through the Platform. "Project": each real estate venture available for collective investment. "Developer": individual or legal entity presenting a project for collective financing.

3. Nature of the service

Nolovex operates as a technological intermediary connecting investors with real estate projects. We are not a financial entity nor a stock exchange firm. Our platform facilitates collective participation in construction and urban development ventures under a crowdlending scheme.

The information published on the Platform about each project is provided by the developers and verified by our team, but does not constitute financial advice or guarantee of results.

4. Registration and user obligations

To participate as an investor, you must register by providing truthful and up-to-date information. You are responsible for maintaining the confidentiality of your access credentials and for all activity carried out under your account. You must notify us immediately of any unauthorized use of your account.

5. Investment risks

All investment in real estate crowdlending projects carries inherent risks, including but not limited to: partial or total loss of invested capital, delays in project execution, variations in expected returns, and macroeconomic factors that may affect the real estate market.

Nolovex does not guarantee returns or capital recovery. We recommend diversifying your investments and not investing more than you are willing to lose. Before investing, consult with an independent financial advisor.

6. Commissions and costs

The commissions applicable to each transaction are detailed clearly and in advance before confirming your participation in a project. Nolovex reserves the right to modify the commission structure by notifying users thirty (30) days in advance.

7. Intellectual property

All content on the Platform, including texts, graphics, logos, icons, images, software, and their compilation, is the property of Nolovex S.A. or its licensors and is protected by the intellectual property laws in force in the Argentine Republic (Law 11,723). Its reproduction, distribution, or modification without express authorization is prohibited.

8. Limitation of liability

Nolovex shall not be liable for indirect, incidental, special, or consequential damages arising from the use of the Platform or investments made through it. Our liability is limited to the proper functioning of the technological platform and the fulfillment of our obligations as an intermediary.

9. Applicable law and jurisdiction

These Terms and Conditions are governed by the laws of the Argentine Republic. For any dispute arising from these terms, the parties submit to the jurisdiction of the Ordinary Commercial Courts of the City of Buenos Aires, waiving any other forum or jurisdiction.

10. Dispute resolution

In case of any conflict, the parties will attempt to resolve it amicably within a period of thirty (30) days. If no agreement is reached, they may resort to mandatory mediation pursuant to Law 26,589, prior to initiating any legal action.

11. Modifications

We reserve the right to modify these Terms and Conditions at any time. Modifications will take effect from their publication on the Platform. Continued use of our services after the publication of changes implies acceptance of the new terms.

12. Contact

For inquiries about these Terms and Conditions, you can contact us at: Nolovex S.A., Av. del Libertador 6250, Floor 8, C1428ARS, City of Buenos Aires, Argentina. Email: contacto@nolovex.com. Phone: +54 11 5263-8400.